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PHI - Personal & Group

By their very nature, these policies are open to abuse. Weekly or monthly payments mean investigations have to be carried out urgently. Often the reason for the PHI claim can be hidden behind a personal injury claim or an internal employment problem, such as a disciplinary issue.

Through enquiries and surveillance, Kirk International can identify false claims, saving their clients substantial sums.

Information gathered over many years suggests that for every pound spent, Kirk International save an insurer at least £10.